Debts That Linger: Chapter 7 And Dealing With Non-Discharged Debts

25 January 2018
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While a chapter 7 bankruptcy is an amazing tool in your efforts to move forward with a fresh financial beginning, you should be aware of some types of debts that require special attention. As you may know, credit card debt is one of the largest debts most consumers own, and the beauty of chapter 7 is the opportunity to say "so long" to all of that. Read on to learn about a few types of debts that may only be discharged under certain circumstances and which ones you'll need to deal with outside of bankruptcy. Read More 

Signs That Tell You It’s Time To Seek Out A Debt Relief Lawyer

29 November 2017
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Not everyone that struggles with some of their debt is in a position where they should be seeking out the help of a debt relief lawyer. However, if you are concerned that you may indeed be one of those people, you will want to take a few moments to read through the following points. This way, you will have a fairly good idea as to whether you should be seeking the assistance of a debt relief lawyer. Read More 

4 Things Not To Do If You Are Considering Bankruptcy

7 September 2017
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If you have found yourself in a difficult financial state, bankruptcy is definitely one solution you might consider. This is especially true if the debt is so insurmountable that it's going to be almost impossible to get out of. Of course, it's best to consult with a bankruptcy lawyer to make sure this is the best route. If you do end up choosing bankruptcy, here are four things you should not do: Read More 

What Happens If You Get Into An Auto Accident During Chapter 13 Bankruptcy?

14 April 2017
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Accidents happen anytime and anywhere. If you get into a vehicle accident while in the middle of a chapter 13 bankruptcy, you may be wondering how the court will handle the incident. It depends on whether the vehicle was totaled and if your chapter 13 payment plan has already been confirmed. Here's what you need to know. Before Plan Confirmation Things will proceed as though you didn't file bankruptcy if the vehicle can be repaired. Read More 

Three Ways to Keep Your Second Home During a Bankruptcy Discharge

9 March 2017
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If you apply for Chapter 7 bankruptcy, you will get to keep your primary residence, but you will lose any other real estate property you may own to the trustee. However, there are a few exceptions that may allow you to keep your second home. Here are three examples of these exceptions: You Save the Home Via a Wildcard Exemption The federal and state government don't want you to be destitute because of your bankruptcy application. Read More