What Happens If You Get Into An Auto Accident During Chapter 13 Bankruptcy?

14 April 2017
 Categories: , Blog

Accidents happen anytime and anywhere. If you get into a vehicle accident while in the middle of a chapter 13 bankruptcy, you may be wondering how the court will handle the incident. It depends on whether the vehicle was totaled and if your chapter 13 payment plan has already been confirmed. Here's what you need to know. Before Plan Confirmation Things will proceed as though you didn't file bankruptcy if the vehicle can be repaired. Read More 

Three Ways to Keep Your Second Home During a Bankruptcy Discharge

9 March 2017
 Categories: , Blog

If you apply for Chapter 7 bankruptcy, you will get to keep your primary residence, but you will lose any other real estate property you may own to the trustee. However, there are a few exceptions that may allow you to keep your second home. Here are three examples of these exceptions: You Save the Home Via a Wildcard Exemption The federal and state government don't want you to be destitute because of your bankruptcy application. Read More 

Is It True A Chapter 7 Bankruptcy Doesn’t End With The Discharge Of Debts?

8 February 2016
 Categories: , Articles

People who file for chapter 7 bankruptcy think their cases end when they receive the discharge papers relieving them of the obligation to pay the debts listed in their petitions. This isn't the case, unfortunately. Your bankruptcy doesn't officially end until the court issues a final decree in the case, which doesn't always coincide with getting a discharge. Here's what you need to know about this matter and how it can affect the outcome of your case. Read More 

Does Your Teen Have Major Depressive Disorder? Your Teen May Qualify For SSI

9 December 2015
 Categories: , Articles

Depression among teenagers is something that is fairly common, unfortunately. In fact, 20% of teens in the United States experience depression before they become adults. However, about 5% of teens experience major depression, which can seriously impact their ability to function. In turn, this can negatively impact the entire family, including the parents' ability to earn a living.  If your teenager (or younger child) is severely depressed, he or she may meet the criteria of having major depressive syndrome, which is listed as a mood disorder and classified as a disability. Read More 

Haven’t Filed Your Taxes In Years? 3 Steps To Getting Caught Up Without Paying Huge Fines

17 November 2015
 Categories: , Articles

If you own your own business or are an independent contractor who doesn't have your federal taxes taken out of your pay-checks, then you know you are supposed to file your taxes every year and pay what you owe when filing. If you neglected to file at all for several years, then you are now facing many cash penalties on top of what you already would have owed each year that you neglected to file. Read More